PROFITability 5.16

Overview

PROFITability 5.16 is a business user-friendly solution with a modern analytical platform that gives you the possibility to track and analyse profitability from every angle.

Why banks need our solution?

Financial market players are challenged to stay at the top of the game now more than ever.

Banks are facing difficult economic conditions, fierce competition from fintech start-ups, the emergence of new business models and an increasingly restrictive, but at the same time a more demanding, regulatory framework. Thus, understanding the business at a granular level and knowing what drives banks’ profitability is the key to maintaining a competitive advantage.

Gain a deep insight into the contribution margin

Through all relevant perspectives, e.g. legal entity, organization unit, product, business segment, customer and arrangement. Drill-down to the most granular level of a single customer, of an individual arrangement or even of a specific transaction. It enables institutions to track sales channels costs/revenues to most effectively reach their customers.

Powerful engine that supports any allocation scenarios

Through all relevant perspectives, e.g. legal entity, organization unit, product, business segment, customer and arrangement. Drill-down to the most granular level of a single customer, of an individual arrangement or even of a specific transaction. It enables institutions to track sales channels costs/revenues to most effectively reach their customers.

Understand most and least profitable aspects of your business in seconds

  • Identify the most and the least profitable customers and business segments
  • Define profiles for the most and the least profitable customer types
  • Determine branch office or company performance
  • Analyse sales channel effectiveness
  • Compare products on different cost, revenue and contribution margin components
  • Track arrangement lifetime value from its origination to this day
Webinar Data-driven bank: 360° view of profitability

PROFITability5.16 is a meta-data driven solution, based on an easily configurable setup that every business user can manage.

Any number of classsifications

i.e. analytical dimensions and hierarchies can be defined to gain insight into different profitability aspects.

Any data source

e.g. core banking application, ERP system, Enterprise Data Warehouse or CRM system can be used as an input for a profitability calculation.

Custom multi-level schema

of revenue, costs and contribution margin components can be created to meet each company’s analytical needs.

Reconciliation process

to align profitability components directly to the official income statement.

Automatic cost and revenue allocation

from the source down to any level using different simple and multi-step allocation methods.

What-if analysis

to simulate and explore how different scenarios impact profitability performance.

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